So after posting this, I now come to discover that J- wasn't avoiding me. He was in hospital. Boy do I feel like a shit head now. Although for the reasons I'm thinking about ending this, I don't feel that shitty-just a little bit. Like one of those poop pebbles.
Anyway, at least I know now he wasn't a creep who was avoiding me because he owed me money. In fact he's sending it to me. So that's good. Phew!